Rash Behari, or Rashbehari Avenue, is located in south Kolkata. It is east-west in direction. Also known as Gariahat More, it is known for the shops that line the streets and a lavish residential neighbourhood. To live here without compromise, one must take a personal loan in Kolkata – Rahsbehari. It will help if he or she wishes to start a small business by buying a shop here. Piramal Finance is the one-stop solution to almost all financial needs in Kolkata.
Experience an easy personal loan from Piramal Capital & Housing Finance Limited with no prepayment or foreclosure fees. A group of India’s best advisors will guide an eligible borrower throughout the entire application procedure. Piramal guarantees instant approval and deposit into the debtor’s account.
What does a personal loan mean?
A personal loan is provided only based on creditworthiness. The borrower doesn’t have to provide collateral or security. It requires little or no documentation, unlike home loans or car loans. However, the rates of interest are way higher. A person availing of a personal loan in Kolkata – Rashbehari can expect a rate between 8% and 30% p.a.
Although it comes with higher interest, a personal loan helps the most in an emergency. A short-term budget is taken care of. Short-term goals are reached without going too far. Anyone creditworthy gets more than he or she gives. Piramal Finance has made it even easier and cheaper to get a loan.
Types of Personal Loans
One can be eligible for various types of personal loans in Kolkata – Rashbehari, but the following are the major types he/she must be aware of:
- Travel loan
Balleygunj is the historical name of Rashbehari, where the poshest locality exists. Apart from its market, Avenue Falls and the resorts nearby are places where one can spend a holiday. Everyone who wants a home away from the rest of the world can get a loan from Piramal Finance.
- Wedding loan
Kolkata has maintained a balance between the past and the present. It has locations perfect for a pre-wedding shoot. Balleygunj and Rashbehari have both been destination-wedding-friendly. To celebrate the most important day in life without compromising, one must avail of a personal loan in Kolkata – Rashbehari from Piramal. The latter has the most affordable rates.
- Home renovation loan
An old home or shop needs a stitch in time, especially Ballygunge’s century-old buildings. Piramal lends you a Home Renovation Loan at Piramal at 10.5% p.a.
- Medical loan
Health insurance might not cover all hospital costs incurred, given the soaring prices of medicine. If one wants any medical urgency, lab tests, or surgeries to be attended urgently, he/she must seek a personal loan in Kolkata – Rashbehari. Why miss the best medical care and settle for temporary solutions? Health is priceless.
- Festival Loan
Not participating in this year’s Pujo due to off-budget expenses isn’t a wise idea. A personal loan in Kolkata – Rashbehari will never let one be away from festivities. Piramal will empower borrowers to contribute wholeheartedly to the grand Navratra Pandals at Balleygunge.
- Debt-Consolidation Loan
Indebted to a lot of sources to run your business? Piramal Finance lets one consolidate all debt under one rate of interest. With a DCL of up to Rs 25 lakhs, one doesn’t have to worry about saving from his or her working capital. It lessens the burden of management.
Features of a Personal Loan
A personal loan in Kolkata – Rashbehari has seven unique characteristics:
- The borrower doesn’t have to prepay or pay any foreclosure charges.
- The loan value is between Rs. 1 lakh and Rs. 10 lakh.
- Minimum documentation is needed.
- A personal loan is quickly sanctioned, and instant disbursals are made.
- Monthly EMIs never go off-budget.
- One can choose from a flexible repayment tenure of 12 to 60 months.
- Piramal Finance allows the coupling of incomes for higher loan eligibility.
Eligibility to obtain a personal loan
Both salaried and self-employed people can avail of a personal loan in Kolkata – Rashbehari:
A person who works for the government, the public or private sector, a multinational corporation (MNC), a sole proprietorship, etc., is eligible if they:
- Age: Between 21 and 60
- Experience: At least 6 months at the current workplace
- Monthly salary: At least Rs 25000
- A professional like a doctor, an architect, a CA, etc. can apply for a personal loan in Kolkata – Rashbehari.
- A non-professional person like a business owner, business partner, proprietor, or promoter in a public or private limited company is eligible.
Both must have ages between 23 and 70.
How to apply for a personal loan in Kolkata – Rashbehari?
The person who follows the following steps is the most eligible:
- Visit the Piramal Finance website.
- Select “Personal Loan” from the main menu.
- Click “How to Apply” or scroll down to find the same heading.
- Click the link under “How to Apply” to view a form called “Quick Apply.”
- Fill out the required fields and enter the captcha.
- A relationship manager will get back to you soon.
Rashbehari Avenue can be a place where one can make the most of loans. Apart from a personal loan in Kolkata – Rasbehari, he/she can go for more. Piramal Capital & Housing Finance Ltd. specialises in housing and housing-related loans. It lends LAPs up to Rs. 25 lakh at the cheapest rates for consolidating debts. If you’re a beginner, Piramal has the simplest articles to enlighten readers about all the aspects of loans. No one goes empty-handed.
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